HomeCar Insurance QuotesUnlocking Savings | Your Guide to Getting a Progressive Car Quote

Unlocking Savings | Your Guide to Getting a Progressive Car Quote

Are you looking to save money on your car insurance? Have you heard of Progressive car insurance and their competitive quotes? If not, you’re in luck. In this guide, we will walk you through everything you need to know about Progressive car insurance and how to unlock savings with their policies. From understanding the basics of Progressive car insurance to tips for getting a quote, we’ve got you covered.

Understanding Progressive Car Insurance

Before we dive into how to unlock savings with Progressive car insurance, let’s first understand what it is and how it works. Progressive is one of the largest car insurance companies in the United States, providing coverage for over 18 million vehicles. The company was founded in 1937 and has since become known for their innovative approach to insurance and their competitive rates.

Progressive offers a wide range of car insurance options, including liability, collision, comprehensive, and more. They also have additional coverage options such as roadside assistance and rental car reimbursement. One unique aspect of Progressive is their use of technology, specifically their “Snapshot” program. This program allows drivers to track their driving habits and potentially earn discounts based on their safe driving.

In addition to traditional car insurance, Progressive also offers motorcycle, RV, boat, and commercial vehicle insurance. With so many options available, it’s no wonder why many people turn to Progressive for their insurance needs.

Benefits of Progressive Car Insurance


Now that we have a better understanding of what Progressive car insurance is, let’s take a closer look at some of the benefits it offers.

Competitive Rates

One of the main reasons people choose Progressive for their car insurance is because of their competitive rates. Due to their large customer base and use of technology, Progressive is able to offer lower rates than many other insurance companies. In fact, according to a study by NerdWallet, Progressive was found to be the cheapest option for good drivers with a clean record in most states.

Variety of Coverage Options

As mentioned before, Progressive offers a wide range of coverage options for drivers. This allows you to customize your policy and choose the coverage that best fits your needs and budget. Whether you’re a new driver looking for basic liability insurance or a seasoned driver wanting full coverage, Progressive has you covered.

Innovative Technology

Progressive is known for their use of technology in the insurance industry. As mentioned earlier, their “Snapshot” program allows drivers to track their driving habits and potentially earn discounts based on their safe driving. They also have a mobile app where customers can easily access their policy information, make payments, and file claims. This use of technology not only makes it more convenient for customers but also helps keep their rates competitive.

Exceptional Customer Service

Another benefit of choosing Progressive is their exceptional customer service. The company has won numerous awards for their customer satisfaction, including being ranked

1 in customer satisfaction by J.D. Power for the third year in a row. Their 24/7 customer service hotline and online chat support make it easy for customers to get their questions answered and issues resolved in a timely manner.


How to Unlock Savings with Progressive Car Insurance

Now that we’ve covered the benefits of Progressive car insurance, let’s dive into how you can unlock savings with their policies. Here are some tips and tricks to help you get the best quote possible from Progressive.

Comparison Shop

The first step to unlocking savings with Progressive is to do some comparison shopping. It’s always a good idea to get quotes from multiple insurance companies to see who can offer you the best rate. You can start by using an online insurance comparison tool or by reaching out to different insurance agencies directly. Keep in mind that the cheapest option may not always be the best choice, so be sure to consider the coverage options and customer service when making your decision.

Bundle Your Policies

Progressive offers discounts for bundling multiple policies together. This means if you have multiple vehicles or different types of insurance through Progressive, you could potentially save money by bundling them together. This also makes it more convenient to manage your policies and payments all in one place.

Utilize Discounts

Progressive offers a variety of discounts that can help lower your premium. These include safe driving discounts, student discounts, multi-vehicle discounts, and more. Be sure to ask about these discounts when getting a quote to ensure you’re getting the best deal.

Pay in Full

While it may not be feasible for everyone, paying your full premium upfront can save you money in the long run. Many insurance companies, including Progressive, offer a discount for paying your policy in full instead of monthly installments. If you have the means to pay in full, it’s worth considering.

Maintain a Good Credit Score

Believe it or not, your credit score can impact your car insurance rates. Insurance companies view those with good credit as less of a risk and therefore offer lower rates. Be sure to monitor your credit score and work on improving it if necessary to potentially save on your car insurance.

Tips for Getting a Progressive Car Quote

Now that you know how to unlock savings with Progressive car insurance, let’s take a look at some tips for getting a quote.

Have Your Information Ready

When getting a quote from Progressive, be prepared to provide personal information such as your name, address, and social security number. You will also need to provide details about your vehicle, including the make, model, and year. Having this information ready ahead of time can help speed up the quoting process.

Be Honest

It’s important to be honest when getting a quote from any insurance company. Providing accurate information about your driving history, previous accidents, and other details will ensure you get an accurate quote. If you’re not honest and the insurance company later discovers this, it could result in a higher premium or even cancellation of your policy.

Consider Customizing Your Policy

As mentioned before, Progressive offers a variety of coverage options. When getting a quote, consider customizing your policy to fit your needs and budget. This could mean opting for a higher deductible to lower your premium or adding additional coverage such as roadside assistance. Be sure to discuss your options with an agent to find the best fit for you.

Ask About Additional Discounts

In addition to the discounts we mentioned earlier, there may be other discounts available that you may not be aware of. Don’t be afraid to ask about any potential discounts that you may qualify for. This can help you save even more on your car insurance.


Progressive car insurance is a great option for those looking to save money on their car insurance rates. With their competitive rates, variety of coverage options, innovative technology, and exceptional customer service, it’s no wonder why they are one of the top insurance companies in the United States. By following the tips and tricks outlined in this guide, you can unlock even more savings with Progressive car insurance. So what are you waiting for? Get a quote today and start saving!


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